California Business Loan

Advantage Capital Funds is a California Finance Licensed Lender, license number 603I598, and we have developed a loan program that assists businesses in our state to access working capital they need and cannot have access to due to the current credit markets. Our loan program can assist many types of businesses in California: Retail, Wholesale, B-2-B, Service, Medical Practices, Manufacturers and Distributors.

Qualifying for our CA Business Loan is much simpler than qualifying for a bank loan; there is no need to have great credit, show a profit or have a low debt to income ratio. To apply you must have been in business for over a year and have yearly sales in excess of $200,000. We have various programs for the different credit types. The loan program and approval amount is calculated based on the following factors: Gross sales, credit, length of time in business, overall health of bank statements and financials.

The rate of our business loan is determined by the aforementioned factors. Due to the fact that our loan programs are highly customizable there is no pre-determined rate. Furthermore there are no upfront or hidden fees, there will be only be an origination fee that will vary based on the factors above as well.

The average loan is typically approved and funded in less than 5 business days. The repayment is done automatically via a daily or weekly ACH from the main bank account. Simple & Easy.

To find out how much your business qualifies for or to receive additional information please complete the form on the right or contact us:

Phone: (800) 828-0306


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