Merchant Cash Advance

Advantage Capital Funds® offers working capital to small and medium size businesses in the form of a merchant cash advance. A merchant cash advance or MCA is often referred to as a credit card sales loan or a merchant loan, however, it is in fact not a loan but a purchase and sale of future credit card sales.

We fund restaurants and retail stores throughout the United States by purchasing future credit card sales at a discount and advancing cash to the merchant. Because a merchant advance is not a loan there is no APR or interest rate.

We are paid back by collecting payments from a small percentage of future credit card transactions. The funding process is typically less than 10 days, 85% of merchants are approved and there are no restrictions on the use of funds; merchants can use the funds for working capital, renovations, expansion, inventory purchase, buying a new business or anything else.

There are no hidden or upfront fees.

Click here to see why Merchant cash advances are a smart alternative to small business loans.

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